November credit card transfer bonuses include up to 80% for IHG

Travel rewards programs are offering a range of limited-time transfer bonuses this November. The promotions can increase the number of airline miles or hotel points received, but availability may be targeted and transfers are generally irreversible.

The largest current offer is an 80% bonus from Chase Ultimate Rewards to IHG One Rewards, available through Dec. 3. Chase is also offering 30% bonuses to Aer Lingus AerClub, British Airways Club and Iberia Club through Dec. 1, along with a 30% bonus to Wyndham Rewards through Dec. 3.

American Express Membership Rewards has a 35% bonus when transferring points to Marriott Bonvoy through Dec. 10. The promotion converts 1,000 Membership Rewards points into 1,350 Marriott points. However, the source notes that this may still represent poor value: based on November 2026 valuations, 1,000 Membership Rewards points are valued at about $20, compared with approximately $10 for 1,350 Marriott Bonvoy points. The transfer could nevertheless be useful for completing a specific award stay.

Capital One miles can be transferred with a 30% bonus to Virgin Atlantic Flying Club and Virgin Red through Nov. 20. A separate 20% bonus to Air France-KLM Flying Blue runs through Nov. 30. The listed ratios are 1,000 Capital One miles to 1,300 Virgin points and 1,200 Flying Blue miles, respectively.

Citi ThankYou Rewards is offering a 10% bonus to Cathay Pacific Cathay through Nov. 14. Holders of the Citi Strata Elite, Citi Strata Premier or Citi Prestige cards can receive the full ratio of 1,000 points to 1,100 miles. Most other eligible Citi cards receive 770 miles for every 1,000 points transferred.

Rove is offering a 20% bonus to JetBlue TrueBlue through Nov. 14, turning 1,000 Rove miles into 1,200 TrueBlue points.

The value of each promotion depends on the loyalty currency and the planned redemption. The source notes that the hotel bonuses from Chase to IHG and Wyndham may not provide strong value because of the relatively low value of those hotel currencies, while the bonus to Avios programs may be more attractive.

Travelers are advised to confirm award availability before transferring points. Since transfers cannot generally be reversed, rewards should only be moved when there is a short-term redemption plan. If there is no specific booking in mind, keeping points in a flexible currency preserves more options.

Sources: The Points Guy.